Knighthead International is underwritten by Knighthead Annuity & Life Assurance Company, rated A- (Excellent) as of October 11, 2024 by AM Best, and A insurance financial strength rating (IFSR) as of July 26, 2024 by Kroll Bond Rating Agency.  For the latest ratings, access www.ambest.com or www.kbra.com. Please note this rating does not apply to any investment product and is subject to change. 

2 Up to 10% of the initial premium may be withdrawn penalty-free annually (non-cumulative to a maximum of 50% of the initial premium). Exceeding this withdrawal limit may incur charges and adjustments depending on governing contract terms and conditions. 

3 Adding optional features, such as the death benefit or liquidity rider, will reduce your crediting rate by 0.05% and 0.15%, respectively. Conditions and limitations apply. 

4 The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”). S&P® is a registered trademark of Standard & Poor’s Financial Services LLC (“S&P”). Both the product and trademark have been licensed for use by Knighthead Annuity. Knighthead Annuity’s products are not sponsored, endorsed, sold or promoted by SPDJI or S&P and neither makes any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omission or interruptions of the index. The product described herein is indexed to an MSCI® index. Knighthead Annuity’s products are not sponsored, endorsed, or promoted by MSCI®, and MSCI® bears no liability with respect to such products or any index on which it is based. The Contract contains a more detailed description of the limited relationship MSCI® has with Knighthead Annuity and any related products. Please refer to any relevant product summary for details on upside or downside potential and effect of surrender fees and market value adjustment. 

5 Up to 10% of the initial premium may be withdrawn penalty-free annually (non-cumulative to a maximum of 50% of the initial premium). Exceeding this withdrawal limit may incur charges and adjustments depending on the governing contract terms and conditions. 

6 Subject to governing contract terms as applicable. 

7 Products also available in GBP EUR and CAD. 

8 Rated A- (Excellent) as of October 11, 2024 by AM Best, and A insurance financial strength rating (IFSR) as of July 26, 2024 by Kroll Bond Rating Agency.  For the latest ratings, access www.ambest.com or www.kbra.com.