Annuity Contracts marketed under the brand name of Knighthead International™ are issued by Knighthead Annuity & Life Assurance Company, a Cayman Islands licensed reinsurance and insurance entity regulated by the Cayman Islands Monetary Authority (“CIMA”). No solicitation, offer or sale of any interest in any annuity product will be made in any jurisdiction in which such solicitation, offer or sale is not authorized, or to any person(s) to whom it is unlawful to make a solicitation, offer or sale.

While Knighthead International™ and Knighthead Annuity & Life Assurance Company collectively tries to ensure that all information, details, statements and comments provided on this web site, whether in relation to annuity products, services, facilities, offerings or otherwise (collectively the “Information”) provided herein is correct at the time of inclusion on the website, no guarantee is provided regarding the continuing accuracy of the information, and no representations or warranties as to the accuracy or completeness of information is provided. No commitments to update or correct any information that appears either on the internet, or this website are being made.

The Information provided on this website does not propose to be complete and is herein provided solely for general informational and educational purposes regarding annuity product offerings and does not purport to provide complete descriptions of all terms, conditions, and exclusions applicable to the annuity product offerings, and also does not constitute or imply, and are not to be relied upon in any manner as making any offer to purchase products or services from Knighthead Annuity & Life Assurance Company. The Information provided on the condition that person(s) receiving same will make their own evaluation and determination as to its suitability for purpose(s) prior to use or in connection with making any decision(s).

The contents of this webpage are also not intended, nor should they be relied upon as constituting legal, tax, or investment recommendations or advices.

Knighthead Annuity & Life Assurance Company’s annuity product offerings are designed for long-term financial accumulation and are subject to formal contract completion in each instance. The contract associated with each annuity product will contain the governing definitions, terms, conditions, limitations and exclusions applicable (as may be amended from time to time), and in respect of which certain surrender, market value adjustment (“MVA”), or other charges may apply (per the specific governing contractual terms in each instance). Annuity withdrawals may give rise to income tax obligations, the amount of which will be determined upon the date of electing to annuitize an annuity policy or make any early withdrawal(s), as may be applicable under tax charge laws.

Prior to making any decision, or giving advices about any matter(s) detailed on this website, individuals, advisors, agents or distribution partners (as applicable) are advised to seek independent financial, tax and/or legal advices for specific further guidance on any queries.

Guarantee Disclosure

Guarantees continue at all times to remain subject to the financial strength and claims paying ability of Knighthead Annuity and Life Assurance Company, and subject also to applicable terms and conditions of the contract governing the product.

Past Performance

Certain information contained on this web page constitutes “forward looking statements”, which may be identified by the use of forward-looking terminology, such as “may”, “will”, “seek”, “should”, “expect”, “anticipate”, “project”, “estimate”, “intend”, “plan” “believe” “continue”, “believe” or the negatives thereof or other variations thereof or comparable terminology. Due to various risks and uncertainties, actual events or results or the actual performance of Knighthead Annuity & Life Assurance Company may differ materially from those reflected. Any or all of the forward-looking statements here or in other publications may turn out to be wrong,

PROPRIETARY RIGHTS & RESTRICTED USE

This web site’s content is copyrighted and protected by copyright laws, trademark laws, the laws of privacy and publicity, and communication regulations and statutes. Website users are not authorized to post on or transmit to or from this web site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability. Website users may print a copy of the information contained herein for personal use only, and must not reproduce or distribute the text or graphics to others or substantially copy the information to any otherserver, and/or link to this web site, without the prior written permission of Knighthead Annuity & Life Assurance Company. Permission for such may be requested by e-mail to [info@knightheadinsurance.com]

Trademarks referenced in This Web Site

[Knighthead International™ and/or Knighthead Annuity & Life Assurance Company ] are the copyright owner(s) of all text contained on this web site. Knighthead Safe Harbour™ Knighthead Navigator™, Knighthead International™ and other trademarks and service marks of [Knighthead Annuity & Life Assurance Company], or its subsidiaries or affiliates that may be referred to on this web site from time to time are the property of Knighthead Annuity & Life Assurance Company or one of its subsidiaries or affiliates.

Any other non-related third-parties’ trademarks or service marks as referenced on this web site remain the property of their respective owners. Nothing on this web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The name of Knighthead International™ Knighthead Annuity & Life Assurance Company, or any related logo(s) may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this web site, without prior written permission. No authority is hereby being granted for the use of any of our trademarked products or logo(s) as a hyperlink to this web site unless our prior written permission has been expressly granted.

English Language Precedence

Forms, website information and marketing materials may be prepared in multiple languages from time to time. In the event of any conflicts, the English language versions shall take precedence and shall govern.

Legal Notices/Terms of Use

This is a Knighthead Insurance Group website (including this website, the mobile application, and the content within them, collectively, the “Site”). Please read these Terms of Use (“Terms”) carefully. These Terms apply to all users of this website, including without limitation users who are browsers, vendors, customers and/or merchants. Terms may occasionally be updated based on changes to the website and/or other factors. Any updates made to the Terms are effective once they are posted. By using this website, you are agreeing to the Terms. If you do not agree to the Terms, you may not use this website.